Early Lease Termination

You may end the lease at any time before the scheduled end of the lease term (maturity date), if you are not in default. You may end your lease either by returning the leased vehicle to an authorized Subaru retailer or by purchasing the vehicle from us. If there isn't an authorized Subaru retailer near you, please call us at 1-866-401-9743. If you return the vehicle early, you may owe us any early termination liability, as due under your lease agreement. This may be a substantial charge depending on when you terminate during the lease term. If you would like to end your lease early - either by purchasing or returning the vehicle - please call us for a purchase quote or an estimate of your early termination liability. You can reach us at 1-866-401-9743, Monday through Friday from 9 a.m. to 6 p.m. Eastern Time. If you're considering purchasing your vehicle, please refer to item 1 in the Lease-End Options section.

Lease-End Options

Your lease agreement provides you with two end-of-lease options: purchase or return the vehicle. Regardless of which option you choose, federal law requires you to give us a signed statement of the vehicle's odometer reading as of the date you purchase or return the vehicle, referred to as an "Odometer Statement."

Purchase the Vehicle.If you want to purchase the vehicle under the Purchase Option, either before or at the scheduled lease-end (maturity) date, you must pay us:

  • The purchase price
  • Any unpaid amounts due, including late charges, past due payments, personal property taxes and traffic/parking citations
  • Sales/use tax, if applicable under state and/or local law
  • A Purchase Option Fee
You also may be required to pay title and registration fees and/or sales tax to your state's motor vehicle department. Please contact your state's motor vehicle department for more information.
If you would like a lease purchase quote, you can call our 24-hour automated customer service system at 1-800-644-1941, or visit us online at SubaruMotorsFinance.com.

We accept personal checks, money orders, bank checks and certified checks. We do not accept credit cards, third party checks, title stipulated drafts, checks with any restrictive endorsements, checks issued by a foreign country, or cash. Please make your check or money order payable to Chase Vehicle Exchange, Inc., as assignee, and mail to:

Attn: Lease Purchase Department
Chase Vehicle Exchange, Inc.
PO Box 901069
Fort Worth, TX 76101-2069

Please remember to write your lease account number on the check or money order. A signed Odometer Statement MUST accompany your lease purchase check. We will give you a blank Odometer Statement to complete and sign.

After we receive the full purchase price, in good funds, and a signed Odometer Statement, we will send you the vehicle's title and a bill of sale. In order to transfer the title to your name, you must complete all required state motor vehicle department paperwork and return it to them, along with the bill of sale as proof of purchase, and pay all required fees and charges.

You must be a lessee on the lease in order to purchase the vehicle for the purchase option price ("payoff"). At your request, we may agree to sell the vehicle to an auto retailer. If so, we may set the retailer's purchase price higher than the payoff, based on current market prices. We do not sell leased vehicles directly to third parties. If a retailer or third party wants to purchase the vehicle, you can always purchase it from us and sell it to them.

Return the Vehicle to Your Subaru Retailer. You will owe End-of-Lease Charges. On your turn-in day, remove all personal items from your vehicle and place the Owner's Manual in the glove compartment. Please also provide the vehicle's maintenance records.

While visiting your Subaru retailer, you may consider purchasing or leasing a new Subaru that will allow you to enjoy the latest in safety and technology features Subaru offers.

Lease-End Charges

We will send you your lease-end bill after your vehicle is returned. You will be responsible for payment of certain fees at the scheduled end of the lease term if you do not purchase the vehicle:

  • Excess Wear and Use Charges: You will owe the estimated costs to repair any damage to the vehicle in excess of $1,000, subject to certain exclusions, such as worn tires. You will owe the full amount of the estimated repair or replacement costs for excluded items of damage. We offer a complimentary lease-end vehicle inspection, as described in the Lease End Vehicle Inspection section, so you will know the amount of any excess wear and use charges before you return the vehicle. Please see your lease agreement for a full description of the excess wear and use standards.
  • Excess Mileage: You will owe a per-mile charge for each mile driven in excess of the annual mileage allowance stated in your lease agreement. Please see your lease agreement for more details.
  • Additional Charges: You will owe any other amounts due under your lease, such as past due lease payments, unpaid late charges, sales/use tax on certain charges (per applicable state and local laws), unpaid parking/traffic citations billed to your account and any personal property taxes due.
  • Disposition Fee: You may have to pay the disposition fee as disclosed in your lease agreement.

Additional Charges

You are responsible to pay all fines, penalties, taxes and other "official" government-imposed fees in connection with the leased vehicle during the lease term. This includes personal property taxes (in certain states only) and parking/traffic citations.

Even after you purchase or return the vehicle, or pay any end-of-term or early termination liability, we sometimes receive bills for unpaid citations and personal property taxes for prior tax periods and/or for other official fees in connection with the vehicle. You must still pay these amounts. We will notify you of any amounts you may owe when we receive a bill for them.

Lease-End Vehicle Inspection

When you are near the end of your Subaru Motors Finance lease term, we'll invite you to participate in a complimentary vehicle inspection by an independent inspection company.

You will receive several communications with information on how to schedule this inspection and what you can expect. This inspection lets you know, in advance, what excess wear and use charges you can expect to owe if you return the vehicle. In addition, it gives you the opportunity to repair any damage before turn-in to avoid those charges. If this optional inspection is not performed before turn-in, your vehicle will be inspected by an independent inspection company at or after turn-in to determine if there are any excess wear and use charges. At the time of this publication, inspections before vehicle return are not offered for leases entered into in New Hampshire, New York, or Wisconsin.

Please call us at 1-866-401-9743, Monday through Friday from 9 a.m. to 6 p.m. Eastern Time, for assistance with any lease-end steps or any questions you might have.

Source: Subaru Lease Guide

Subaru of San Luis Obispo

1404 Auto Park Way
Directions San Luis Obispo, CA 93405

  • Sales: 805-543-4745
  • Service: 805-543-4745
  • Parts: 805-543-4745


  • Monday 9:00 am - 7:00 pm
  • Tuesday 9:00 am - 7:00 pm
  • Wednesday 9:00 am - 7:00 pm
  • Thursday 9:00 am - 7:00 pm
  • Friday 9:00 am - 7:00 pm
  • Saturday 9:00 am - 6:00 pm
  • Sunday 10:00 am - 5:00 pm

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